Credit Analyst

Key Accountabilities:Client and Market AnalysisParticipate in the financial analysis conducted on clients and their respective industries/ markets to identify potential opportunities and risks.Client Relationship ManagementAssist in Originating new to bank borrowing clients to increase funded & non funded base. Cross sell GM, TB solutions and all other relevant products to benefit the customer.To maximize the local return from corporate portfolio and to maximize the banks’ share of customer walletVisit and provide continuous support to clients in order to satisfy their daily transactional requirements, enquiries, and documentation needs.Deliver superior support by to proactively help customers resolve problems and facilitating their banking requirementsFollow-up with other sub-departments/ departments on credit/ facility requests to ensure clients’ requests are met on time.Assist SRMs/RMs in making some basic calls to clients and following up with them on the services provided by FAB and any other requirements as directed by head of segmentPreparing client pitch presentations.Ensure that credit review/ renewal on all accounts is conducted prior to expiry of facilities.Review facility documents and follow-up with clients to ensure that they submit renewed or missing documents on time.Assessing clients’ needs and undergoing the required due diligence in order to conduct credit assessments/ appraisals and pass them for approval.Day-to-Day ActivitiesAssist the RMs in the day-to-day administrative and transactional activities such as client calls, preparing call reports, documentation follow up, updating pipeline, and any other activities in the unit/team to ensure continuity of work and the delivery of effective and high-quality outputs.Coordinate with credit on all business matters.Follow up on KYC and compliance requirements in order to ensure consistency with the Bank’s KYC and AML policies and regulatory requirements.Policies, Systems, Processes, and ProceduresFollow all relevant policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.Qualifications & Experience:Bachelor’s degree in finance or related discipline.Credit Course is a must.0 - 2 years of experience in corporate banking Fluent in spoken and written English.Good sense of cross selling.Good comprehension, presentation & interpersonal skills.Good knowledge & understanding of CBE regulations.