The Credit Analyst's main objective is to be responsible for evaluating and assessing the creditworthiness of individuals and businesses applying for mortgage and financing services. Your role will involve analyzing financial data, conducting risk assessments, and providing insights to support informed lending decisions.Job Responsibilities:Evaluate credit applications for mortgage and financing services, ensuring compliance with company policies and regulatory requirementsAnalyze financial statements, bank statements, and other relevant documents to assess applicants' financial status and credit worthinessConduct risk assessments and provide recommendations on credit approvals or rejections based on thorough analysisCollaborate with legal, investigation, and other teams to gather necessary information and ensure a smooth credit evaluation processPrepare comprehensive credit proposals and reports to present findings and recommendations to decision-makersMonitor and review existing loan portfolios, identifying potential risks, and recommending appropriate actionsStay updated on industry trends, regulations, and best practices related to credit analysis and lendingRequirementsBachelor's degree in Finance, Accounting, Business Administration, or related field. 1-3 years of proven experience as a Credit Analyst or in a similar role within the mortgage or financing sectorIn-depth knowledge of financial analysis, credit evaluation, and risk assessment methodologiesStrong analytical skills with the ability to interpret complex financial data and make sound judgmentsExcellent communication and interpersonal skills to collaborate with internal teams and communicate findings effectivelyProficiency in using financial analysis software, Excel, and other relevant tools