Relationship Manager - SMEs Banking

Key Accountabilities:Introduce new well reputed borrowing prospects in line with the bank’s development strategy & risk appetite.Identify the financing requirements of the borrower & propose the appropriate credit structure to cover their needs.Ensure the completeness & accuracy of the gathered information.Insure the credibility of the collected legal documents & capacity of signatory on the borrowing documentation.Building deeper engagement for existing relationships through regular site visits, quarterly call reports & corporate eventsAssist in preparing credit application to comprehensively present the financial needs.Meet individually assigned target in order to enhance bank’s market share within an appropriate risk level Monitor outstanding & follow up with clients to detect & develop potential businessResponsible in relation to monitoring existing client portfolio from risk perspective Be responsible for the timely preparation, accuracy & competence of existing clients /prospects credit memos within deadline.Alert management on any deterioration or potential deterioration of the credit risk, resulting from late payment or otherwise (negative market information)and to recommend & implement promptly the necessary corrective actions in order to safeguard bank’s right & avoid any lossesPrepare & review all required reports & KYC forms to ensure that all transactions are adhered to the bank’s policies & procedures Receive and advice customers and non-customers in order to satisfy their needs & build a long-term business relationship with them Receive, handle & resolve customer complains in a timely manner to maintain or increase customer satisfaction (With the support of Client Service) Cross sell or upsell banks products & services to maximize bank’s profitability.Prospection & referral to peer segments.Qualifications & Experience:Bachelor’s degree in finance or related discipline.Credit Course is a must.4 - 6 years of experience in SMEs banking Fluent in spoken and written English.