Senior Credit Analyst

Key Responsibilities:· Conduct comprehensive risk assessments to identify, analyze, and evaluate potential risks across the organization.· Assess key risk factors and evaluate their potential impact on business objectives.· Design and maintain risk matrices and scoring models to support informed decision-making and risk mitigation.· Develop and implement risk management policies, procedures, and frameworks aligned with business goals and regulatory requirements.· Ensure all policies are clearly documented, communicated, and understood by relevant stakeholders.· Oversee the timely and efficient processing of credit applications while maintaining high-quality standards.· Monitor the performance of risk mitigation measures and recommend enhancements when needed.· Perform in-depth analysis across different products and programs, providing insights and tools to mitigate potential risks.Qualifications & Requirements:· Bachelor’s degree in Finance, Accounting, Economics, or a related field.· 3–5 years of experience in credit analysis, risk management, or a similar role (preferably within financial services or fintech).· Strong analytical and problem-solving skills with attention to detail.· Solid understanding of financial statements, credit risk analysis, and risk assessment methodologies.· Experience in developing credit policies and risk frameworks is a strong advantage.· Ability to work in a fast-paced environment and manage multiple priorities effectively.