Assistant Relationship Manager

Kredit is one of GB Capital subsidies, an innovative lending institution authorized by the FRA, dedicated to addressing the financial requirements of small and medium enterprises (SMEs) across Egypt. Prioritizing accessibility, dependability, and transparency, Kredit delivers customized loan solutions and a simplified approval procedure to empower its clientele. Moreover, leveraging strategic alliances with local experts, Kredit extends supplementary services to SME customers, encompassing auditing, tax, accounting consultancy, export facilitation, digitalization of sales platforms, and more.Job Purpose – not limited to:Sales Management: Responsible for maintaining existing and development of new relationships with Small and Medium Enterprises “ SME” clients.Increase company’s portfolio through attracting new clientsSupport in identifying potential Clients in line with company strategy Daily Follow up on the client’s requirement Coordinates with all departments in the company to facilitate the workflowMaximizes profitable sales, Conducts an effective sales approach Gathers market information and identifies sales leads Conducts cold calls and scoping visits and discussionsPrepares and negotiates offersDocuments sales activities through call reports, and inputs client data into the systemClient Relationship Management:Establishes / reinforces personal and company credibilityRemains up-to-date on clients’ future plans, and saturates the relationship with them through multiple-selling Monitors accounts’ performance in terms of growth, profitability, and collection track recordIdentifies and develops relations with new clientsAddresses complaints filed by clientsFollows-up on the collection of receivables of past-due clientsEnsures timely and accurate call reportingCredit Management:Responsible for credit write up and credit approval coordinating with relevant departments in deal closing/ loan documentation and reviewPreparing full Credit Packages with In-Depth Financial Analysis and Projections. Responsible for directly handling all credit package write-ups and credit analysis for assigned clients as well as appraising cash flow and financial risk of capital investment projects. Main Requirements:Bachelor’s degree in Business Administration or any related field.Special Certification or Training Required: Credit course is preferableMin 2 years’ experience preferably in the same field.Good level of English command.