The Credit Risk Analytics Senior Manager is responsible for leading the strategic analytics for corporate, SME, and retail risk management. This role involves driving continuous improvement in retail risk analytics and reporting, ensuring the identification and adoption of analytical tools to manage data effectively and generate the appropriate MIS for business use. The Senior Manager will document findings, draft and present actionable recommendations, and design strategies to resolve problems and improve risk management approaches. This position will also produce in-depth analytics and business recommendations to enhance strategy performance and optimize impairment costs, contributing to the overall effectiveness of the organization's risk strategy.