We are seeking a highly skilled and proactive Audit Manager – Credit & Treasury to join our Internal Audit function. Reporting to the Senior Internal Audit Manager / Country Head of Audit, you will play a critical role in independently evaluating the adequacy and effectiveness of internal controls across all country/branch activities.This role provides assurance to management that the Bank’s assets are safeguarded and that all operations comply with internal policies, regulatory requirements, and anti-money laundering standards. You will lead end-to-end audit engagements, identify risks, and drive improvements aligned with best banking practices.- Independently plan, organize, execute, and conclude internal audits to assess control effectiveness and operational efficiency.- Evaluate internal controls across Credit, Treasury, and broader banking operations to ensure regulatory and policy compliance.- Develop comprehensive audit plans, defining scope, methodology, and key risk areas.- Identify and assess risks that could impact the achievement of country/branch strategic objectives.- Prepare detailed audit reports, highlighting control weaknesses and recommending actionable improvements.- Assign and refine risk ratings for identified issues in line with internal methodologies.- Review and validate management action plans and closure requests to ensure sustainable resolution of audit findings.- Lead and coordinate stakeholder meetings to ensure timely resolution of control gaps.- Participate in special assignments including investigations, system implementations, and process improvement initiatives.- Maintain continuous engagement with business and infrastructure teams, providing insights and updates to support the annual audit plan and audit universe.- Bachelor’s degree in Finance, Accounting, Business, or a related discipline (Master’s preferred).- Professional certification such as CIA, ACCA, CPA, or equivalent.- Minimum 7–10 years of internal audit experience within the banking or financial services sector.- Strong exposure to Credit and Treasury operations and related risks.- In-depth understanding of regulatory frameworks and AML requirements.- Proven experience in leading end-to-end audit assignments and acting as Auditor-in-Charge.- Strong risk assessment and audit planning capabilities.- Experience in managing stakeholder relationships and influencing senior management.- Excellent report writing, analytical, and problem-solving skills.- Strong knowledge of International Standards for the Professional Practice of Internal Auditing (IIA standards) and internal audit methodologies.