Who we are?- onebank was established in 2020 as the company responsible for launching the 1st digital native bank in Egypt. The digital bank aims to create innovative solutions tailored to serve the needs of the banking customers in Egypt.-Our main goal is to create a positive customer experience through the differentiated journey that our customers live while using the digital bank.-Our Drive: We use our drive and commitment to energies, engage and inspire others, upholding the highest standards of work ethic, honesty and morality.JOB PURPOSE • Managing cards’ products lifecycle starting from new product ideation till launch & portfolio management. • Collaborate with the product manager in the development of new products launch as well as existing products’ enhancements, ensuring alignment with strategic goals. • Conduct product related research for new product trends, benefits. • Draft product/ feature requirements document, conduct user acceptance testing & obtaining needed approvals. • Assist in product profitability monitoring and come up with proposals for P&L enhancement. • Assist in proposing different portfolio management and acquisitions techniques in coordination with growth and base management teams. • Assist in managing the relationship with external stakeholders (payment schemes, external vendors,… etc)ROLE AND RESPONSIBILITIES • Draft required memo & business case to obtain needed approvals. • Assist product/ feature performance monitoring and follow-up on the financial KPIs as agreed in the business cases to ensure profitability and mitigate any potential risks/losses. • Assist in proposing internal enhancements to ensure bank maintains and develops its competitive edge. • Conduct regular market research and monitor the bank position within competitors & identify gaps in the market. • Monitor cards-related monthly expenses & identify any abnormal hikes in product P&L along with its justification & proper treatment. • Draft product-related briefs for marketing and communication activities/materials & positioning of products/ services internally and externally. • Ongoing enhancement for training material and any products updates to ensure frontliners are acquainted with all products details & updates. • Identify processes gaps, find solutions or workarounds, and propose for implementation.QUALIFICATIONS • Bachelor’s degree in business administration, Finance, Economics or a related field. • 8+ years of related experience with specific exposure of different card products, business understanding, portfolio analysis & budgeting. • Excellent interpersonal and communication skills required. • Excellent analytical skills are required to be able to track portfolio trends and identify weaknesses/opportunities. • Excellent command of MS office, PC skills and system/process understanding to enable the individual to be ‘hand-on’ when involved with new product development, process automations and MIS generation.