Retail Credit Analyst

First Abu Dhabi Bank Misr (FABMISR) · Cairo, Egypt · Posted 2026-08-02

KEY ACCOUNTABILITIES: Evaluating all applications to ensure its compliance with credit policy and documentation requirements based on customer’s segmentation through Extracting I-score, CBE, ACP, NID, Protesto, bankruptcy reports to stand on external obligation, behavior and legal status for the applicants.Analyze data to ensure proper accounting procedures have been followed and ensure that credit-lending system includes valid customer’s financial and personal data.Prepare analysis sheets, compute applicants’ DBR within the approved income band and apply the spreading model, Conducting internal verification as per the designed scriptMatching the external verification results with the documents presented to stand on the client creditabilityUse the assigned approval limit within the policy aspects with proposing deviations based on strong profile of the applicants weighted with a good rationaleMeeting the service levels and turnaround time as per the pre-defined SLAs with keeping Error rate for approved and rejected applications not to exceed the agreed permitted percentage from all studied cases.Completing other special tasks requested by the higher level and performs other related dutiesMinimum Qualification:Education: Bachelor's degreeYears of Experience: 0 to 3 years of experience in banking sectorLanguages: Fluent English and Arabic

Apply for this role

Preparing for a Finance & Accounting role

  • Quantify everything. "Grew accounts by 40% in 8 months" beats "managed a book of accounts" by a wide margin.
  • Bring one concrete deal story per interview round — the situation, what you owned, what the outcome was.
  • For B2B / enterprise roles expect an assessment-style exercise: prospecting plan, mock discovery call, or account-planning task.
  • Fluent Egyptian Arabic + strong English is often the real filter for field / mid-market roles — call it out on your CV.

Other open roles at First Abu Dhabi Bank Misr (FABMISR)

See all 9 open roles at First Abu Dhabi Bank Misr (FABMISR) →

Related jobs in Finance & Accounting

About First Abu Dhabi Bank Misr (FABMISR)

Banking

FABMISR is one of Egypt's largest foreign banks, providing corporate, retail, and UAE customers with financial solutions including wealth management and complex financing. A subsidiary of First Abu Dhabi Bank Group, it focuses on digital transformation and local expertise to support regional economic growth.

What you should know

  • Extensive Branch Network: Operates an extensive local network of 72 branches across Egypt catering to all customer segments
  • Strategic Acquisition Surge: Formed in 2021 following the 100% acquisition of Bank Audi Egypt by the First Abu Dhabi Bank Group
  • 2,300+ Talent Force: Employs a professional workforce of over 2,300 employees to support its growing operations and digital transformation goals

Visit the First Abu Dhabi Bank Misr (FABMISR) hub on Take-Off →