- Identify main reasons of defaulting and recommend an appropriate corrective action to minimize losses and maximize recoveries.- Recommending all required (settlements/schedules/ raising legal actions & write off) to SAU.- Calculation of specific provisions on monthly basis & ensuring that all provisions transaction are properly took place.- Ensures that the appropriate credit risk ratings are assigned to the borrowers.- Ensures that the appropriate status of the client (legal – settlement – WOFF- Marginal) reported to CBE.- Following up all recoveries from NPLs and re calculate the needed provisions after the settlement in order to minimize exposure provisioning.- Ensure that all approvals are in line with CBE, MB policies & procedures.- Ensure that all CPs, documentation, any collaterals are submitted.- Prepare the quarterly study which including the Geographical area for the NPL clients as per CBE instructions.- Prepare the quarterly HRCs for NPLs as per the MB WCPM.- Prepare the monthly recoveries report.- Prepare the monthly study to stand on the NPL ratio across the bank.- Ensure that all the watch list client not to exceed 9 months at the same stage as per CBE instructions.- Ensure that no accounts across the NPL portfolio not exceed 3 years from classification date as per CBE instructions without write off except in exceptional basis.- Study all provided scenarios of settlement such as (TS & financial models) for NPLs.- Ensure data is current and available in order to maintain credit presentation standards.- Updating MB Egypt blacklist database of the non-performing clients on an ongoing basis & communicate it to relevant stakeholders to ensure that no new exposure is taken against the co/its related parties in the future.- Assist the line manager in ensuring that controls are effectively maintained in line with the bank’s operational risk framework & CBE circulars.- Ensure that all required reports from MIS team aligned with recovery needs.- Handle all Egypt SAU responsibilities in case line Manager isn’t on board.