The Risk Manager is responsible for establishing and maintaining an effective risk management framework to identify, assess, monitor, and mitigate risks across the organization. The role ensures that risk exposures are managed within the approved risk appetite while supporting business growth, operational efficiency, regulatory compliance, and sound governance practices. The ideal candidate will have strong analytical skills, a background in risk management, and the ability to work collaboratively across teams to implement effective risk management strategies for BNPL. Bachelor’s degree in Finance, Business Administration, Economics, Risk Management, or a related field.Professional certifications such as FRM, CRM, or Credit Certificate are preferred.Minimum 7–10 years of experience in Risk Management, Credit Risk, or related fields within banks, fintech companies, BNPL providers, or non-banking financial institutions.Strong understanding of risk management frameworks, governance principles, internal controls, and regulatory requirements.Strong understanding of risk assessment techniques, frameworks, Basel 3, and mitigation strategies within a BNPL or lending context.Excellent analytical, problem-solving, and reporting skills.Strong communication and stakeholder management capabilities.Proficiency in English (written and spoken).Good command of computer systems and risk management tools.