Accountabilities & Key Roles:Conduct financial and credit analysis of SME clients to assess their creditworthiness.Prepare and write comprehensive Credit Reviews (CRs) and submit to Risk.Manage the individually assigned portfolio by performing the following tasksFollow up on timely renewals of credit facilities granted and ensure all required documents are received.The validity of CGC and insurance policies ensuring timely renewal prior to expiration.Verify compliance with approved Terms & Conditions in each file.Manage files for proper execution of credit operations.Flag and follow up on Non-Performing Loans (NPLs) or accounts showing earlywarning signals in alignment with the special assets team.Ensure credit files comply with regulatory requirements and internal policies.Contact SME clients directly via phone or in person visits to:Clarify business operations and financials.Verify on ground business activity.Conduct site visits when necessary to assess declared operations, stock levels, or premises, in coordination with the RM.Job Requirements:Education: University degree from a reputable university.Experience: Min 2 year's experience in banking in a related field in a leading financial institution.Solid communication and presentation skillsAbility to deliver results against tight deadlinesProven analytical and modeling skills.Understanding of financial statements.Strong understanding of market requirements and cyclical industries.