· Evaluate credit applications by analyzing customer financial data, credit history, and repayment capacity to support informed approval decisions.· Monitor and analyze portfolio performance, identifying early warning signs of risk, delinquency, and potential defaults.· Support development and enhancement of credit policies, scoring models, and underwriting guidelines to balance growth and risk control.· Prepare risk reports and dashboards to provide insights on portfolio quality and key risk indicators for management decision-making.· Ensure compliance with credit policies and assist in fraud detection, audit reviews, and risk control processes within the consumer finance portfolio.SkillsBachelor’s degree in Finance, Economics, Accounting, Statistics, or related field.1-3 years of experience.Experience in consumer finance, banking, or fintech preferred.Strong analytical and numerical skills.Proficiency in Excel and data analysis tools.